100 Banking Exam English MCQs
Comprehensive practice for IBPS, SBI, and RBI examinations
Instructions:
- Each question carries equal marks
- There is no negative marking
- Questions are designed to match the level of IBPS PO/Clerk, SBI PO/Clerk, and RBI Assistant exams
- Some questions are presented in Hindi to reflect the actual exam pattern
Reading Comprehension
Read the following passage carefully and answer the questions that follow:
In recent years, economists have recognized that the lack of effective institutions can be a key obstacle to economic development. Institutions provide the incentive structure of society, and without appropriate institutions, no market economy can function efficiently. Private and public spheres both share the problem of creating institutions that provide the correct incentives for fruitful cooperation. In the private sphere, the incentive problem becomes: How can we write contracts that reward people for cooperation? In the public sphere, the incentive problem becomes: How can we create political institutions that force the state to protect rather than exploit private property? Evidence from economic history shows that appropriate institutions solve these incentive problems. Countries with a history of well-established institutional systems for enforcing property rights and resolving disputes have generally been more successful in achieving economic growth than societies in which these institutions are lacking or poorly developed.
1. According to the passage, what is a key obstacle to economic development?
A) Lack of natural resources
B) Lack of effective institutions
C) Overpopulation
D) Technological backwardness
Correct Answer: B) Lack of effective institutions
2. What do institutions provide to society according to the passage?
A) Economic equality
B) Technological development
C) The incentive structure
D) Political freedom
Correct Answer: C) The incentive structure
3. What is the incentive problem in the private sphere?
A) How to create political institutions
B) How to protect private property
C) How to write contracts that reward cooperation
D) How to exploit natural resources
Correct Answer: C) How to write contracts that reward cooperation
4. Which countries have been more successful in achieving economic growth according to the passage?
A) Countries with abundant natural resources
B) Countries with large populations
C) Countries with well-established institutions for enforcing property rights
D) Countries with strong military power
Correct Answer: C) Countries with well-established institutions for enforcing property rights
Read the following passage carefully and answer the questions that follow:
Digital banking has revolutionized the way we manage our finances. Gone are the days when people had to visit bank branches and wait in long queues for simple transactions. Today, most banking services are available at our fingertips through mobile apps and internet banking platforms. However, this digital revolution has also brought new challenges. Cybersecurity threats have increased manifold, and banks are investing heavily in security measures to protect their customers' data and money. Digital literacy is another challenge, especially for elderly customers who may find it difficult to adapt to the new technologies. Despite these challenges, the future of banking seems decidedly digital. Banks that fail to adapt to this changing landscape risk becoming obsolete. The COVID-19 pandemic has further accelerated this shift towards digital banking, as physical distancing norms made people rely more on digital services.
5. What has revolutionized the way we manage our finances according to the passage?
A) Credit cards
B) Digital banking
C) ATMs
D) Mobile phones
Correct Answer: B) Digital banking
6. What is one of the challenges of digital banking mentioned in the passage?
A) Higher fees
B) Reduced services
C) Cybersecurity threats
D) Limited access
Correct Answer: C) Cybersecurity threats
7. According to the passage, which group may find it difficult to adapt to new banking technologies?
A) Young adults
B) Middle-aged customers
C) Elderly customers
D) Business customers
Correct Answer: C) Elderly customers
8. What has accelerated the shift towards digital banking according to the passage?
A) Government regulations
B) Bank policies
C) The COVID-19 pandemic
D) Lower interest rates
Correct Answer: C) The COVID-19 pandemic
9. What risk do banks face if they fail to adapt to the changing digital landscape?
A) Higher taxes
B) Becoming obsolete
C) Losing licenses
D) Legal action
Correct Answer: B) Becoming obsolete
10. What is the primary advantage of digital banking mentioned in the passage?
A) Lower costs
B) Better interest rates
C) Availability of services at fingertips
D) More personalized service
Correct Answer: C) Availability of services at fingertips
Cloze Test
In the following passage, some words have been deleted. Fill in the blanks with the most appropriate word from the given options.
Financial literacy is becoming increasingly important in today's complex world. It is the ability to understand how money works: how someone makes, manages, and (11)_______ it, and also how they (12)_______ it to other entities. Most young adults are not taught financial literacy in schools. They feel (13)_______ when it comes to managing their money and many make costly mistakes that affect them for years. There is a (14)_______ need to include financial literacy in school (15)_______ so that students learn to make wise financial decisions early in life.
11. Fill in blank (11):
A) invests
B) spends
C) earns
D) donates
Correct Answer: A) invests
12. Fill in blank (12):
A) delivers
B) transfers
C) invests
D) donates
Correct Answer: B) transfers
13. Fill in blank (13):
A) unprepared
B) enthusiastic
C) anxious
D) careful
Correct Answer: A) unprepared
14. Fill in blank (14):
A) small
B) growing
C) limited
D) declining
Correct Answer: B) growing
15. Fill in blank (15):
A) syllabus
B) books
C) curriculum
D) faculty
Correct Answer: C) curriculum
Digital payments have gained enormous (16)_______ in recent years. The convenience of paying with a smartphone or card has led to a (17)_______ in cash transactions. However, this shift has also (18)_______ concerns about privacy and security. When we pay digitally, our transactions leave a trail that can be (19)_______ by companies and potentially by hackers. Despite these concerns, the trend towards a cashless society seems (20)_______.
16. Fill in blank (16):
A) importance
B) popularity
C) wealth
D) criticism
Correct Answer: B) popularity
17. Fill in blank (17):
A) decline
B) rise
C) stability
D) interest
Correct Answer: A) decline
18. Fill in blank (18):
A) resolved
B) raised
C) eliminated
D) supported
Correct Answer: B) raised
19. Fill in blank (19):
A) tracked
B) ignored
C) deleted
D) appreciated
Correct Answer: A) tracked
20. Fill in blank (20):
A) reversible
B) unnecessary
C) irreversible
D) temporary
Correct Answer: C) irreversible
Fill in the Blanks
21. The company's profits have ________ significantly over the past year.
A) increased
B) decrease
C) fluctuated
D) stabilized
Correct Answer: A) increased
22. The government has ________ a new policy to control inflation.
A) implemented
B) implanted
C) impeded
D) impelled
Correct Answer: A) implemented
23. His ________ to the project has been invaluable.
A) contribution
B) attribution
C) distribution
D) retribution
Correct Answer: A) contribution
24. The manager ________ the team members for their excellent performance.
A) condemned
B) commended
C) commanded
D) commented
Correct Answer: B) commended
25. The report ________ several recommendations for improving operational efficiency.
A) contains
B) maintains
C) retains
D) obtains
Correct Answer: A) contains
26. The new tax regulations will ________ effect from the next financial year.
A) take
B) bring
C) put
D) make
Correct Answer: A) take
27. The company needs to ________ its marketing strategy to reach a wider audience.
A) divert
B) dilute
C) diversify
D) deviate
Correct Answer: C) diversify
28. The CEO ________ a meeting to discuss the future of the company.
A) convinced
B) conducted
C) conferred
D) conveyed
Correct Answer: B) conducted
29. The bank has ________ the interest rates on home loans.
A) reduced
B) deducted
C) subtracted
D) descended
Correct Answer: A) reduced
30. The financial advisor provided ________ information about investment options.
A) comprehending
B) comprehensive
C) comprehended
D) comprehension
Correct Answer: B) comprehensive
Error Spotting
31. Find the error in the following sentence:
The manager, along with his team members, are going to the conference.
A) The manager
B) along with his team members
C) are going
D) to the conference
Correct Answer: C) are going
Explanation: The subject is "The manager" (singular), so the verb should be "is going" instead of "are going".
32. Find the error in the following sentence:
Neither the employees nor the manager were present at the meeting.
A) Neither the employees
B) nor the manager
C) were present
D) No error
Correct Answer: D) No error
Explanation: The sentence is correct. When "neither-nor" is used, the verb agrees with the noun closest to it. Here, "manager" is closest to the verb, but since "employees" is plural, "were" is correct.
33. Find the error in the following sentence:
Each of the applicants have submitted their resumes.
A) Each of the applicants
B) have submitted
C) their resumes
D) No error
Correct Answer: B) have submitted
Explanation: "Each" is singular, so the verb should be "has submitted" instead of "have submitted".
34. Find the error in the following sentence:
The data shows that inflation has risen by two percentage points.
A) The data shows
B) that inflation has risen
C) by two percentage points
D) No error
Correct Answer: D) No error
Explanation: While "data" is technically a plural noun (singular: datum), in modern usage it is commonly treated as singular, especially in non-scientific contexts.
35. Find the error in the following sentence:
He is one of the employees who has received a promotion this year.
A) He is one of the employees
B) who has received
C) a promotion this year
D) No error
Correct Answer: B) who has received
Explanation: The relative pronoun "who" refers to "employees" (plural), so the verb should be "have received" instead of "has received".
36. निम्नलिखित वाक्य में त्रुटि पहचानिए:
मैं अपने काम को समय पर समाप्त करना चाहता हूँ।
A) मैं
B) अपने काम को
C) समय पर
D) कोई त्रुटि नहीं
Correct Answer: D) कोई त्रुटि नहीं
व्याख्या: वाक्य व्याकरण की दृष्टि से सही है।
37. Find the error in the following sentence:
The committee has submit their report to the board.
A) The committee
B) has submit
C) their report
D) to the board
Correct Answer: B) has submit
Explanation: The correct form should be "has submitted".
38. Find the error in the following sentence:
She is more intelligent than any other student in the class.
A) She is
B) more intelligent
C) than any other student
D) No error
Correct Answer: D) No error
Explanation: The sentence is grammatically correct.
39. Find the error in the following sentence:
The number of applicants are increasing every year.
A) The number
B) of applicants
C) are increasing
D) every year
Correct Answer: C) are increasing
Explanation: "The number" is singular, so the verb should be "is increasing" instead of "are increasing".
40. Find the error in the following sentence:
Between you and I, the project seems to be heading in the wrong direction.
A) Between you and I
B) the project
C) seems to be heading
D) in the wrong direction
Correct Answer: A) Between you and I
Explanation: The preposition "between" should be followed by objective pronouns. It should be "Between you and me".
Sentence Rearrangement
41. Arrange the following sentences in a logical sequence:
P: They also help in encouraging a habit of saving among the general public.
Q: Banks play an important role in the economic development of a country.
R: This leads to capital formation and generates funds for various development projects.
S: They mobilize small savings from the public.
A) QSPR
B) QPSR
C) SPRQ
D) PSRQ
Correct Answer: A) QSPR
42. Arrange the following sentences in a logical sequence:
P: However, it has also raised concerns about privacy and data security.
Q: Digital banking has made financial transactions convenient and accessible.
R: Banks are investing heavily in cybersecurity measures to address these concerns.
S: Customers can now perform banking activities from anywhere at any time.
A) QSPR
B) PSRQ
C) QRPS
D) RPSQ
Correct Answer: A) QSPR
43. निम्नलिखित वाक्यों को तार्किक क्रम में व्यवस्थित करें:
P: यह वित्तीय स्थिरता प्रदान करता है।
Q: बजट बनाना एक महत्वपूर्ण वित्तीय कौशल है।
R: इससे लोग अपने खर्चों पर नियंत्रण रख सकते हैं।
S: यह भविष्य के लिए बचत करने में भी मदद करता है।
A) QRSP
B) QRPS
C) QPSR
D) QPRS
Correct Answer: B) QRPS
44. Arrange the following sentences in a logical sequence:
P: It has led to the growth of e-commerce and digital payment systems.
Q: Internet penetration has increased significantly in recent years.
R: This has changed the way people shop and conduct financial transactions.
S: Many businesses have gone online to reach a wider customer base.
A) QPRS
B) QSPR
C) RSPQ
D) SRQP
Correct Answer: A) QPRS
45. Arrange the following sentences in a logical sequence:
P: This has resulted in increased competition among financial institutions.
Q: Financial inclusion has become a priority for governments worldwide.
R: Many banks have started offering specialized products for underserved segments.
S: The aim is to bring more people into the formal banking system.
A) QSPR
B) QPRS
C) SQPR
D) PRQS
Correct Answer: A) QSPR
Vocabulary (Synonyms & Antonyms)
46. Find the synonym of "FRUGAL":
A) Extravagant
B) Economical
C) Generous
D) Wasteful
Correct Answer: B) Economical
47. Find the synonym of "DILIGENT":
A) Lazy
B) Careless
C) Hardworking
D) Negligent
Correct Answer: C) Hardworking
48. Find the synonym of "PRUDENT":
A) Reckless
B) Wise
C) Impulsive
D) Extravagant
Correct Answer: B) Wise
49. Find the synonym of "AUGMENT":
A) Decrease
B) Maintain
C) Increase
D) Stabilize
Correct Answer: C) Increase
50. Find the synonym of "METICULOUS":
A) Careless
B) Thorough
C) Sloppy
D) Quick
Correct Answer: B) Thorough
51. Find the antonym of "ACCUMULATE":
A) Gather
B) Collect
C) Disperse
D) Amass
Correct Answer: C) Disperse
52. Find the antonym of "PROSPERITY":
A) Wealth
B) Adversity
C) Success
D) Fortune
Correct Answer: B) Adversity
53. Find the antonym of "TRANSPARENT":
A) Clear
B) Opaque
C) Visible
D) Obvious
Correct Answer: B) Opaque
54. Find the antonym of "VOLATILE":
A) Stable
B) Erratic
C) Fluctuating
D) Unpredictable
Correct Answer: A) Stable
55. Find the antonym of "DEFICIT":
A) Shortage
B) Scarcity
C) Surplus
D) Deficiency
Correct Answer: C) Surplus
Para Jumbles
56. Arrange the following sentences to form a coherent paragraph:
A) The bank launched a new digital wallet last month.
B) It aims to simplify online transactions for its customers.
C) The app has already been downloaded by over a million users.
D) Initial feedback suggests that users find it user-friendly and secure.
A) ABCD
B) BCDA
C) CDAB
D) DCBA
Correct Answer: A) ABCD
57. Arrange the following sentences to form a coherent paragraph:
A) This has posed challenges for traditional brick-and-mortar stores.
B) E-commerce has seen tremendous growth in recent years.
C) Many retailers are now adopting an omnichannel approach to stay competitive.
D) Online shopping offers convenience and often lower prices to consumers.
A) BDAC
B) DBAC
C) ADBC
D) CABD
Correct Answer: A) BDAC
58. निम्नलिखित वाक्यों को एक सुसंगत अनुच्छेद बनाने के लिए व्यवस्थित करें:
A) आज के डिजिटल युग में, ऑनलाइन बैंकिंग एक आवश्यकता बन गई है।
B) इससे लोग घर बैठे अपने वित्तीय लेनदेन कर सकते हैं।
C) हालांकि, साइबर सुरक्षा एक बड़ी चिंता का विषय है।
D) बैंक अपने ग्राहकों की जानकारी की सुरक्षा के लिए नियमित रूप से अपने सिस्टम को अपडेट करते हैं।
A) ABCD
B) BACD
C) CDAB
D) DCBA
Correct Answer: A) ABCD
59. Arrange the following sentences to form a coherent paragraph:
A) This has led to an increase in digital payment solutions.
B) Fintech companies are leading this innovation wave.
C) The world is moving towards a cashless economy.
D) Traditional banks are also adapting to this change by developing their own digital platforms.
A) CABD
B) ACBD
C) DBCA
D) BCAD
Correct Answer: A) CABD
60. Arrange the following sentences to form a coherent paragraph:
A) However, they come with their own set of challenges.
B) One major challenge is ensuring the security of financial transactions.
C) Mobile banking apps have revolutionized how people manage their finances.
D) Banks invest heavily in cybersecurity to protect their customers' data.
A) CABD
B) ACBD
C) DBCA
D) BCAD
Correct Answer: A) CABD
Phrase Replacement
61. Which of the following phrases should replace the underlined part to make the sentence grammatically correct?
The manager insisted for me to sign the contract immediately.
A) insisted I signing
B) insisted me signing
C) insisted that I sign
D) insisted to me sign
Correct Answer: C) insisted that I sign
62. Which of the following phrases should replace the underlined part to make the sentence grammatically correct?
The bank has introduced several schemes for encouraging savings among young professionals.
A) has introduced several schemes to encouraging
B) has introduced several schemes to encourage
C) has been introducing several schemes for encourage
D) No replacement required
Correct Answer: B) has introduced several schemes to encourage
63. Which of the following phrases should replace the underlined part to make the sentence grammatically correct?
The financial advisor recommend that she invest in government bonds.
A) recommends that she invest
B) recommend that she invests
C) recommended that she invest
D) recommended that she would invest
Correct Answer: A) recommends that she invest
64. Which of the following phrases should replace the underlined part to make the sentence grammatically correct?
The company's profits have been steadily raising over the past five years.
A) have been steadily rising
B) has been steadily raising
C) has been steadily risen
D) have been steadily risen
Correct Answer: A) have been steadily rising
65. Which of the following phrases should replace the underlined part to make the sentence grammatically correct?
The customers were standing in the line for two hours before the bank opened.
A) were standing on the line for
B) were standing in line for
C) were stood in the line for
D) were stood in line for
Correct Answer: B) were standing in line for
Active-Passive Voice
66. Change the following sentence to passive voice:
The bank manager approved my loan application.
A) My loan application is approved by the bank manager.
B) My loan application was approved by the bank manager.
C) My loan application has been approved by the bank manager.
D) My loan application had been approved by the bank manager.
Correct Answer: B) My loan application was approved by the bank manager.
67. Change the following sentence to active voice:
Your credit card bill has been generated by the system.
A) The system has generated your credit card bill.
B) The system generated your credit card bill.
C) The system had generated your credit card bill.
D) The system generates your credit card bill.
Correct Answer: A) The system has generated your credit card bill.
68. निम्नलिखित वाक्य को कर्तृवाच्य (Active Voice) से कर्मवाच्य (Passive Voice) में बदलिए:
वह हर महीने बैंक में पैसे जमा करता है।
A) हर महीने बैंक में उसके द्वारा पैसे जमा किये जाते हैं।
B) हर महीने उसके द्वारा बैंक में पैसे जमा किये गये थे।
C) हर महीने बैंक में पैसे जमा किये जाते हैं।
D) हर महीने उसके द्वारा बैंक में पैसे जमा किये जायेंगे।
Correct Answer: A) हर महीने बैंक में उसके द्वारा पैसे जमा किये जाते हैं।
69. Change the following sentence to passive voice:
The auditors are examining the financial records.
A) The financial records are being examined by the auditors.
B) The financial records were being examined by the auditors.
C) The financial records will be examined by the auditors.
D) The financial records have been examined by the auditors.
Correct Answer: A) The financial records are being examined by the auditors.
70. Change the following sentence to active voice:
Investment opportunities will be discussed by the financial advisor.
A) The financial advisor is discussing investment opportunities.
B) The financial advisor has discussed investment opportunities.
C) The financial advisor will discuss investment opportunities.
D) The financial advisor discusses investment opportunities.
Correct Answer: C) The financial advisor will discuss investment opportunities.
71. Change the following sentence to passive voice:
The company has announced a new dividend policy.
A) A new dividend policy is announced by the company.
B) A new dividend policy was announced by the company.
C) A new dividend policy has been announced by the company.
D) A new dividend policy had been announced by the company.
Correct Answer: C) A new dividend policy has been announced by the company.
72. Change the following sentence to active voice:
The quarterly targets were exceeded by our team.
A) Our team exceeds the quarterly targets.
B) Our team exceeded the quarterly targets.
C) Our team has exceeded the quarterly targets.
D) Our team will exceed the quarterly targets.
Correct Answer: B) Our team exceeded the quarterly targets.
Direct-Indirect Speech
73. Change the following sentence to indirect speech:
The bank manager said, "We will introduce a new savings scheme next month."
A) The bank manager said that they would introduce a new savings scheme the following month.
B) The bank manager says that they will introduce a new savings scheme next month.
C) The bank manager said that they will introduce a new savings scheme next month.
D) The bank manager says that they would introduce a new savings scheme next month.
Correct Answer: A) The bank manager said that they would introduce a new savings scheme the following month.
74. Change the following sentence to direct speech:
The financial advisor suggested that I should diversify my investment portfolio.
A) The financial advisor said, "I should diversify your investment portfolio."
B) The financial advisor said, "You should diversify your investment portfolio."
C) The financial advisor said, "He should diversify his investment portfolio."
D) The financial advisor said, "I should diversify my investment portfolio."
Correct Answer: B) The financial advisor said, "You should diversify your investment portfolio."
75. Change the following sentence to indirect speech:
The customer said, "I deposited the money yesterday."
A) The customer said that he deposits the money yesterday.
B) The customer said that he had deposited the money the previous day.
C) The customer says that he deposited the money yesterday.
D) The customer said that he has deposited the money the day before.
Correct Answer: B) The customer said that he had deposited the money the previous day.
76. निम्नलिखित वाक्य को प्रत्यक्ष कथन (Direct Speech) से अप्रत्यक्ष कथन (Indirect Speech) में बदलिए:
बैंक मैनेजर ने कहा, "आपका लोन मंजूर हो गया है।"
A) बैंक मैनेजर ने कहा कि मेरा लोन मंजूर हो गया है।
B) बैंक मैनेजर ने कहा कि उसका लोन मंजूर हो गया है।
C) बैंक मैनेजर ने कहा कि मेरा लोन मंजूर हो गया था।
D) बैंक मैनेजर ने कहा कि उनका लोन मंजूर हो गया था।
Correct Answer: A) बैंक मैनेजर ने कहा कि मेरा लोन मंजूर हो गया है।
77. Change the following sentence to direct speech:
The investment counselor asked me if I had any previous experience in stock trading.
A) The investment counselor said, "Do you have any previous experience in stock trading?"
B) The investment counselor said, "Did you have any previous experience in stock trading?"
C) The investment counselor said, "Have you any previous experience in stock trading?"
D) The investment counselor said, "Had you any previous experience in stock trading?"
Correct Answer: A) The investment counselor said, "Do you have any previous experience in stock trading?"
78. Change the following sentence to indirect speech:
The accountant said, "I will submit the tax returns by tomorrow."
A) The accountant said that he would submit the tax returns by the next day.
B) The accountant said that he will submit the tax returns by the tomorrow.
C) The accountant said that I will submit the tax returns by tomorrow.
D) The accountant says that he would submit the tax returns by tomorrow.
Correct Answer: A) The accountant said that he would submit the tax returns by the next day.
Idioms and Phrases
79. What does the idiom "cut corners" mean?
A) To take shortcuts to save time or money, often reducing quality
B) To negotiate effectively
C) To eliminate unnecessary expenses
D) To make precise calculations
Correct Answer: A) To take shortcuts to save time or money, often reducing quality
80. What does the idiom "break the bank" mean?
A) To rob a financial institution
B) To win all the money in gambling
C) To cost too much money
D) To withdraw all your savings
Correct Answer: C) To cost too much money
81. What does the idiom "in the red" mean?
A) To be in danger
B) To be in debt or operating at a loss
C) To be angry
D) To be embarrassed
Correct Answer: B) To be in debt or operating at a loss
82. What does the idiom "tighten one's belt" mean?
A) To lose weight
B) To prepare for a difficult task
C) To reduce one's spending
D) To improve one's appearance
Correct Answer: C) To reduce one's spending
One Word Substitution
83. One word for "a person who studies financial systems":
A) Economist
B) Financier
C) Banker
D) Accountant
Correct Answer: A) Economist
84. One word for "a sudden large decrease in the value of something":
A) Recession
B) Decline
C) Crash
D) Slump
Correct Answer: C) Crash
85. One word for "money paid regularly during a person's retirement":
A) Bonus
B) Salary
C) Pension
D) Stipend
Correct Answer: C) Pension
86. One word for "a person who compiles and maintains financial accounts":
A) Auditor
B) Accountant
C) Treasurer
D) Cashier
Correct Answer: B) Accountant
Spelling Correction
87. Identify the correctly spelled word:
A) Accomodation
B) Acommodation
C) Accommodation
D) Accomodation
Correct Answer: C) Accommodation
88. Identify the correctly spelled word:
A) Bussiness
B) Business
C) Busines
D) Buseness
Correct Answer: B) Business
89. Identify the correctly spelled word:
A) Entreprenuer
B) Entrepreneur
C) Entrepraneur
D) Enterprenur
Correct Answer: B) Entrepreneur
90. Identify the correctly spelled word:
A) Committment
B) Commitment
C) Comittment
D) Comitment
Correct Answer: B) Commitment
Sentence Correction
91. Choose the correct sentence:
A) Each of the students have submitted their assignments.
B) Each of the students has submitted their assignments.
C) Each of the students has submitted his or her assignment.
D) Each of the students have submitted his or her assignment.
Correct Answer: C) Each of the students has submitted his or her assignment.
92. Choose the correct sentence:
A) I will call you when I will reach home.
B) I will call you when I reach home.
C) I will call you when I shall reach home.
D) I will call you when I had reached home.
Correct Answer: B) I will call you when I reach home.
93. Choose the correct sentence:
A) The manager and the staff is attending the meeting.
B) The manager and the staff are attending the meeting.
C) The manager and the staff was attending the meeting.
D) The manager and the staff were attending the meeting.
Correct Answer: B) The manager and the staff are attending the meeting.
94. Choose the correct sentence:
A) She is working in the bank since 2015.
B) She has been working in the bank since 2015.
C) She works in the bank since 2015.
D) She was working in the bank since 2015.
Correct Answer: B) She has been working in the bank since 2015.
Reading Comprehension (Hindi)
निम्नलिखित गद्यांश को ध्यानपूर्वक पढ़िए और नीचे दिए गए प्रश्नों के उत्तर दीजिए:
डिजिटल बैंकिंग का महत्व हाल के वर्षों में काफी बढ़ गया है। यह ग्राहकों को घर बैठे बैंकिंग सेवाओं का लाभ उठाने की सुविधा प्रदान करता है। इंटरनेट बैंकिंग और मोबाइल बैंकिंग के माध्यम से, लोग अपने खातों को देख सकते हैं, धन हस्तांतरित कर सकते हैं, बिल का भुगतान कर सकते हैं और कई अन्य वित्तीय लेनदेन कर सकते हैं। हालांकि, डिजिटल बैंकिंग के साथ सुरक्षा चिंताएं भी बढ़ी हैं। साइबर अपराधी अक्सर ऑनलाइन बैंकिंग सिस्टम को निशाना बनाते हैं। इसलिए बैंकों ने अपने ग्राहकों के खातों की सुरक्षा के लिए कई उपाय किए हैं, जैसे कि टू-फैक्टर ऑथेंटिकेशन, एन्क्रिप्शन और धोखाधड़ी की निगरानी। भारत में, डिजिटल बैंकिंग को बढ़ावा देने के लिए सरकार द्वारा कई पहल की गई हैं। डिजिटल इंडिया अभियान का उद्देश्य भारत को डिजिटल रूप से सशक्त समाज बनाना है। कैशलेस अर्थव्यवस्था की ओर बढ़ने के लिए डिजिटल भुगतान विधियों को प्रोत्साहित किया जा रहा है।
95. डिजिटल बैंकिंग ग्राहकों को क्या सुविधा प्रदान करती है?
A) केवल बिल भुगतान की सुविधा
B) केवल खाता देखने की सुविधा
C) घर बैठे बैंकिंग सेवाओं का लाभ उठाने की सुविधा
D) केवल धन हस्तांतरण की सुविधा
Correct Answer: C) घर बैठे बैंकिंग सेवाओं का लाभ उठाने की सुविधा
96. डिजिटल बैंकिंग के साथ क्या चिंताएं बढ़ी हैं?
A) उपयोग की जटिलता
B) सुरक्षा चिंताएं
C) इंटरनेट की उपलब्धता
D) बैंक शुल्क
Correct Answer: B) सुरक्षा चिंताएं
97. बैंकों ने अपने ग्राहकों के खातों की सुरक्षा के लिए कौन-कौन से उपाय किए हैं?
A) केवल एन्क्रिप्शन
B) केवल टू-फैक्टर ऑथेंटिकेशन
C) टू-फैक्टर ऑथेंटिकेशन, एन्क्रिप्शन और धोखाधड़ी की निगरानी
D) केवल धोखाधड़ी की निगरानी
Correct Answer: C) टू-फैक्टर ऑथेंटिकेशन, एन्क्रिप्शन और धोखाधड़ी की निगरानी
98. भारत में डिजिटल बैंकिंग को बढ़ावा देने के लिए किसने पहल की है?
A) निजी बैंकों ने
B) विदेशी संस्थाओं ने
C) सरकार द्वारा
D) रिजर्व बैंक ने
Correct Answer: C) सरकार द्वारा
Miscellaneous
99. Choose the correct meaning of the underlined phrase in the sentence:
The company's profits have been going through the roof since the launch of the new product.
A) Decreasing rapidly
B) Increasing dramatically
C) Remaining stable
D) Fluctuating unpredictably
Correct Answer: B) Increasing dramatically
100. Choose the word that is most nearly OPPOSITE in meaning to the word "Volatile":
A) Unpredictable
B) Explosive
C) Stable
D) Fluctuating
Correct Answer: C) Stable
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